We help student loan borrowers in a variety of situations. Whether you’re a student, parent, or cosigner, and whether you’re currently in repayment or running into trouble, we may be able to help. Here are just some of the services that Attorney Minsky can provide.
Student Loan Repayment
Student Loan Legal Rights
- Review legal and financial implications of repayment options
- Evaluate eligibility for loan forgiveness and discharge
- Examine impacts of marriage, divorce, and career changes
- Plan for changes to income
- Review loan contracts and agreements for legal compliance
Dispute and Servicing Assistance
- Evaluate and dispute erroneous credit reporting
- Dispute invalid or fraudulent student loans
- Correct or appeal erroneous loan forgiveness determinations
- Refute false information provided by loan servicers
- Analyze dispute options and advise on procedures
When Things Go Wrong
Hardships and Default Management
- Provide personalized review of legal rights and options
- Negotiate settlements with loan holders
- Protect from abusive debt collectors
- Prevent or end wage garnishments
- Represent borrowers in administrative proceedings
Litigation and Lawsuit Defense (Massachusetts only)
- Provide counsel and personalized advice on legal strategy
- Negotiate settlements with student loan lenders
- Draft pleadings, motions, and requests for dismissal
- Attend court hearings on the borrower’s behalf
- Respond to discovery requests
- Vacate erroneous judgments
- Prevent wage garnishments or asset seizures
- Validate and investigate disputed debts
Other Student Loan Issues
Not every borrower’s situation fits neatly into one of the above categories. Perhaps you have a dispute with your loan servicer about a misapplied payment, or you were denied access to an income-driven repayment program. You could be a parent or a cosigner, and you’re unsure of your legal rights. Maybe you just want to sit down and talk about your unique student loan situation with an expert, and get some legal advice. Whatever your situation is, just send me an email or give me a call, and we’ll figure out if I can help.