We help student loan borrowers in a variety of situations. Whether you’re a student, parent, or cosigner, and whether you’re currently in repayment or running into trouble, we may be able to help. Here are just some of the services that Attorney Minsky can provide.
Student Loan Repayment
Student Loan Management
- Determine options to lower payments
- Review eligibility for Public Service Loan Forgiveness
- Analyze income-driven repayment plan options
- Help manage your student loans after marriage or divorce
- Analyze the impact of income changes
- Assist with consolidation and refinancing
Dispute and Servicing Assistance
- Dispute erroneous credit reporting
- Apply for fraud-based student loan discharges
- Correct erroneous loan forgiveness decisions
- Analyze and refute false information provided by loan servicers
- Escalate repayment disputes
When Things Go Wrong
Hardships and Default Management
- Provide personalized review of legal rights and options
- Negotiate settlements
- Protect from abusive debt collectors
- Resolve and cure federal student loan defaults
- Stop wage garnishments
- Apply for disability discharges
- End tax refund intercepts
- Prevent Social Security offsets
Litigation and Lawsuit Defense (Massachusetts only)
- Provide counsel and personalized advice on legal strategy
- Negotiate settlements with student loan lenders
- Draft pleadings, motions, and requests for dismissal
- Take care of court appearances
- Respond to discovery requests
- Vacate erroneous judgments
- Prevent wage garnishments or asset seizures
- Validate and investigate disputed debts
Other Student Loan Issues
Not every borrower’s situation fits neatly into one of the above categories. Perhaps you have a dispute with your loan servicer about a misapplied payment, or you were denied access to an income-driven repayment program. You could be a parent or a cosigner, and you’re unsure of your rights and options. Maybe you just want to sit down and talk about your unique student loan situation with an expert, and get some legal advice. Whatever your situation is, just send me an email or give me a call, and we’ll figure out if I can help.